Audio Recording of Phone Calls
Debt collection agencies will often record phone calls placed to, or received from, an alleged debtor in the interest of “quality assurance.” Be assured that if the debt collector has a right to record...
View ArticleTexas Surety Bond Search
When a debt collector wants to engage in the collection of debts in the State of Texas, they are required by the Secratary of State to acquire a Texas Surety Bond. What is a surety bond? A surety bond...
View ArticleDebt Collection Law in Texas
If you are a Texas resident, you’ll be happy to know that we have some of the best consumer protections in the United States as they relate to the collection of debts. Texas Law, specifically Texas...
View ArticleTexas Deceptive Trade Practices Law
The State of Texas provides consumer protections in the event that a business, whether based in Texas or outside of Texas, violates consumer statutes such as the Texas Finance Code, or Debt Collection...
View ArticleTexas Statute Of Limitations on Debt
A statute of limitations (SOL) is a statute (law) that prescribes the period of time during which legal action may be taken. In respect to debt obligations, the statute of limitations sets forth the...
View ArticleTexas Credit Reporting Law
The State of Texas has outlined specific laws to regulate consumer credit reporting agencies and how they do business with Texas consumers. Credit bureaus must follow these guidelines when reporting...
View ArticleProhibited Debt Collection Methods Under Texas Law
The following statutes outline debt collection methods that are prohibited by the State of Texas and include: THREATS COERCION HARASSMENT ABUSE UNFAIR OR UNCONSCIONABLE MEANS FRAUDULENT, DECEPTIVE, OR...
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